Financing can be one of the biggest hurdles when it comes to starting or maintaining your small business. Things like credit, current debt, and interest rates can all affect whether or not you can get the financing you need. You shouldn’t have to put your dream on hold just because of financing, though.

There are a lot of different financing options available, but it can sometimes be hard to sort through it all and determine which one is best for you. Is a small business loan your best option? Or would you be better off with an investor? Maybe the best option for you is not one of the traditional and conventional financing methods; perhaps your best option is crowdfunding.

Although only you know what will work best for you, we’ve put together some of the best financing tools available that you can use to help get the funding and financing you need to get or keep your small business running.

Currency Capital – Getting financing can be frustrating enough, but having to wait to hear back after submitting an application can really cause some issues and frustration. The team at Currency Capital felt like there was a lot that could be improved upon when it came to the loan application and approval process, so they “engineered a technology that streamlined both approval and funding by getting a more complete financial picture at the beginning of the application process.”

They have helped businesses with over $100 million in funding in the last year alone, and over $500 million in loans since they got their start. The Currency Marketplace searches through thousands of different loans and options to find the one that is right for you, so you don’t have to. When you don’t have to do the searching yourself, you save a lot of time and even money that you can invest back into your business.

They don’t just help you find the loan for you, either. Their services include API, services for lenders, and CurrencyPay, which eliminates the need for communication between buyers and sellers, making the process smoother. Rather than searching the entire Internet to gather information and find the best loan and the provider with the best rate for you, Currency Capital does the hard work for you.

Indiegogo – Crowdfunding sites like Indiegogo have been used for a lot of different causes. Many people used them to raise funds for funeral expenses or medical costs that families never expected to have to face. As crowdfunding began to gain popularity, we started to see sites created for specific niches and purposes.

Indiegogo is one that is ideal for small business owners looking to get the financing and funding they need for their business. It is one of the largest global fundraising sites, and many tech, design, film, travel, and eco-friendly businesses have used it to get going.

Indiegogo only requires a five percent cut of what you raise, and you can choose to do all-or-nothing or keep the funds you raise through the site — even if you don’t make your goal. Some of the companies that started on the platform or used it to crowdfund projects include MVMT Watches, Honda, DC Entertainment, and 99designs.

Merchant Maverick – If you’re considering a merchant cash advance to finance your business, you have a lot of different companies you can choose from. Narrowing it down and finding ones that you can trust can be difficult to do, though. How will you know that they are fair and will provide you with what you need?

Merchant Maverick gives you unbiased reviews of anything from merchant accounts to small business loans and email marketing software to merchant cash advance companies. Not only that, but they let you make comparisons and provide you with resources to help you make the decision that is best for you.

You don’t have to figure it all out on your own; you can check out reviews and find the company that will meet all of your needs and expectations and help you get your company the funding and financing it needs.

US Small Business Administration Grants – You don’t always have to take out a loan or partner with an investor to get funding and financing for your business. The US Small Business Administration has different funding options, including grants. While they don’t give grants for starting or expanding small businesses, small businesses and nonprofits that are conducting research and development can take advantage of the grants the SBA can connect you to.

Research and development can be a huge part of starting a business and having the cost of those efforts offset by grants can really help both short-term and in the long run.

Kabbage – Through Kabbage you can get a business loan whether it be to get your business up and running or to expand or work on a project. You can get a line of credit up to $250,000, and they don’t require that you have a good credit score or even any credit score at all.

You can apply for free and get the funds when you need them. There’s no taking time out of your day to go into a bank or sit down in a credit firm to discuss your loan; you can apply wherever you are and get approved right away, making it easy to get the financing you need.

With all of the financing tools available, you shouldn’t have to settle for something that doesn’t absolutely fit your needs. What are some of your other favorite financing tools?Opinions expressed here are the opinions of the author. Influencive does not endrose or review brands mentioned.

David is a professionally accredited leadership and marketing coach who works with young founders and early stage teams to help them navigate through emerging marketing opportunities with a current focus on artificial intelligence and virtual reality. Using the identification of new technological innovations that give way to different paths that can effectively reach customers, David is able to make marketing departments more effective, adaptable, and progressive.